kotak life insurance e-Term Plan

Kotak Life Insurance Preferred e-Term Plan

A pure online term insurance plan

Life their primary goal of your family safe and happy all the time watching. Your presence protects them an envelope with the offers. Its absence Anything less should mean?

Life is uncertain. Kotak favorite e-Term Plan - to help these uncertainties against protecting their families, Kotak Life Insurance online space their latest offering presents. This is a pure term plan that 6975 per year * The nominal cost of security for a high level of service. This customized claims payment options and total permanent disability premium on unique inbuilt like discounts with attractive features is loaded. This plan just a few clicks a wide protection, KK, eAdvisor aided by.

Your absence safe and your presence is the time

Download Kotak Preferred e-Term Plan Brochure

High cover at a very low price

Planning a high level of protection at a nominal price provides you with. You * of INR 6975 per year for a nominal price as you can get insurance. Planning ahead for women's life and non-tobacco users, offers preferential rates.

Basic premium discount on total and permanent disability

We are your most valuable asset-your ability to earn an income to protect. The premium you pay is totally and permanently disabled during the period of the unfortunate event, all future premiums are waived and the policy is issued.

Customized Payment Options claim

Monthly income, monthly expenses, so why should never stop? In a case of any unfortunate event, such as customized payment options Secure your family income:

Recurring Payment - a lump sum of your candidate's life and as a monthly or annual income to pay the balance in 15 years, as 10% of the sum assured on a death of the insured person to choose the option. In case of an emergency situation, the unique feature of the candidate a discounted price rather than 

regular income gives an option to take a lump-sum payment. The discounted price of 6.5% per year compounded arrears will be paid regularly.

Immediate payment - 100% of the sum assured on a death of the life assured will be paid to the nominee.

Quick and hassle-free buying experience

Keeping pace with your busy and fast life, we through our online portal, providing a quick and convenient way to insure. Your very eAdvisor, KK, will assist you throughout your online experience.

Alternatively e-accidental death benefit rider safety through customized:

Do you think you are not adequately covered or want to optimize protection, you can e-accidental death benefit (E-ADB) rider who lives apart from the accidental death of the insured person pays out on a one-time gain you can do this by attaching the basis for death benefits under the plan. Riders purchase before concluding individual riders and exclusions please refer to the prospectus for more information.

* "Over a 30-year-old non-tobacco user premium figures for men are exclusive of service tax and cess, the sum assured INR 1 million, 25-year policy term regular pay, immediate death benefit payment options. Service and it will cess and that premium can be charged according to the prevailing tax laws. "

Eligibility 

Key Features

Eligibility

Premium Calculator

Tax benefits & Disclaimer

Entry Age	Min: 18 years Max: 65 years
Maturity Age	Min: 28 years Max: 75 years
Premium Payment Term (PPT)	Regular Pay: Equal to Policy Term Limited Pay: • 5 pay for policy term 10 to 40 years • 10 pay for policy term 15 to 40 years Single Pay: Single payment
Policy Term	10 to 40 years (in multiples of 1 year)
Premium Payment Option	Regular, Limited & Single Pay
Minimum Premium	Determined basis Plan option chosen i.e. Recurring or Immediate payout, Basic Sum Assured, Age, Gender, Policy Term, Smoking status and the Premium Payment Option chosen
Maximum Premium	No limit, subject to underwriting
Basic Sum Assured	Min –  25,00,000 Max – No limit, subject to Underwriting
Premium Payment Mode	Yearly and Monthly
Model Factor (% of annual premium)	The following model loadings will be used to calculate the installment Premium. Yearly – 100% Monthly – 8.8%

Tax Benefits & Disclaimers

The scheme benefits accrued Income Tax Act, 1961, you can avail the tax are:
• Your premium under section 80C.
• Section 10 (10D) of the Income death claim.
Tax benefits under the policy, according to the prevailing tax laws and may be subject to change in tax laws. For you are advised to consult their tax advisor. Service tax and cess as applicable will be taxed at the applicable tax laws and the premium amount shown as per the above.


Terms & Conditions
Kotak Life Insurance on the basis of the assessment of the case (medical, financial, etc.) to any requirements reserves the right to call the customer. Tobacco use rates/terms of consumption in any form will apply. Insurance is the subject matter of solicitation. Kotak preferred not to participate E-term, pure protection life insurance plans online. Risk factors, terms and conditions for more information, please read the sales brochure carefully before concluding a sale. See brochure for more information about the rider.


Kotak favorite e-Term Plan UIN - 107N090V01, Form no.: N090, Kotak e-accidental death benefit rider UIN - 107B019V01 Form no.: B019, Ref No: KLI / 15-16 / E-Web / 133

More Information Contact

Manish Jariwala: +91 96247 88899

Upagna Jariwala: +9199248 33365